EXCEPTION INFORMATION SERVICES

Know Your Customer

As retail, installment sales and credit-based business continue to grow, reliable customer information has become an important part of informed credit decisions and effective receivables management.

Information that supports smarter business decisions
CUSTOMER INFORMATION

Before extending credit, know who you are dealing with.

Whether your business relies on direct sales, installment plans or indirect credit arrangements, Exception helps you obtain and organize available customer information to support a clearer assessment before making a decision.

CUSTOMER ASSESSMENT

A clearer view of your customers

01

Customer Information

Collecting and organizing available information relevant to the customer.

02

Customer Assessment

Developing a clearer picture of the available information surrounding the customer.

03

Payment Capacity Indicators

Identifying available indicators that may help assess financial obligations and payment capacity.

04

Data Collection & Organization

Presenting available information in a clear, structured and accessible format.

OUR PROCESS

From inquiry to insight

01

Receive the Inquiry

Define the nature of the inquiry and the information required.

02

Collect Information

Research and collect available information relevant to the inquiry.

03

Analyze & Organize

Structure the available information to provide a clearer overall picture.

04

Deliver the Findings

Present the available findings in an organized format that can support decisions.

INFORMATION REPORT

Information you can use

The purpose of the inquiry is not simply to collect data. It is to organize available information in a practical format that helps support customer assessment, credit decisions and receivables management.

01 Customer Information Profile
02 Payment-Related Indicators
03 Indicators Requiring Attention
04 Decision Support
BUSINESS IMPACT

Better customer assessment supports healthier cash-flow management

Greater clarity around available customer information and payment-related indicators can help improve receivables management and support better cash-flow planning.

WHY EXCEPTION

What does this service add to your business?

01

Save Time

02

Improve Efficiency

03

Support Credit Decisions

04

Strengthen Receivables Management

05

Reduce Uncertainty

06

Focus on Your Core Business

EXCEPTION

Know Your Customer. Protect Your Business.

Request an Inquiry

Information is provided based on available data and applicable inquiry procedures. Inquiry findings do not constitute a guarantee of a customer's future ability or willingness to meet payment obligations.